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Happy New Year!

By MidAmerica Financial Resources

Happy New Year!


Many people make resolutions or goals that they would like to accomplish throughout the coming year. A few common ones are to exercise more, to lose weight, to get out of debt, to find a different job, or to donate more hours to charity. If you are thinking about making a resolution, here are some tips that can help you get off to the right start.

  1. Choose something do-able.  What that means is choose something you can see yourself accomplishing without impossible efforts. You might make it through the first few weeks of January in your goal, but if it’s too hard, you will end up not completing your goal and only feel worse. Choose something that you know you can do, and then make a step-by-step plan on how you will do it. This will keep you from giving up after the motivation of the new year starts to leave.

  2. Only choose one or two things. It’s easy to want to change your whole life and become a completely different person in 2014. You can see yourself getting up at the crack of dawn to work out for an hour or two, and then have a healthy breakfast before you go to your new job with better pay. After all, you’re going to need a lot of energy to donate your evenings to charity work. Of course, that doesn’t include family time that you plan to put in after you get home in the evenings, especially when you factor in the night classes you want to take. Sounds like a plan! A failed one, unfortunately. Just choose one or two goals you want to accomplish, and focus on them. You’ll be a lot more likely to finish them, and be set for success when you plan next year’s resolutions.

  3. Set clear goals. Sure, everybody wants to eat healthier, exercise more, maybe lose weight, but those goals are different for every person. If you just tell yourself you want to lose weight but don’t set any goals, then how will you be able to develop a plan to meet those goals? You may put in a lot of effort and lose some weight, but still feel unsatisfied with yourself because you have no way to measure your efforts, except maybe in the number of chocolate cakes you had to avoid.  A way to remedy this is to set a clear, achievable goal. If you set a goal to lose 20 pounds by April, then you will be able to see how well you are progressing toward this goal. Also, when you reach your goal, celebrate! Maybe you still need to lose 80 pounds, but if reached the goal you set for yourself, that’s reason to give yourself credit. It will give you the confidence you need to set, and meet, that next goal.


MidAmerica Financial Resources may be reached at 618.548.4777 or greg.malan@natplan.com.



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